Wisdom and foolishness are deeply personal — their consequences fall most heavily on the one making the choice. No one else can bear them.
Memory phrase: Your choices bless or hurt you most.
Talk about it: Can you think of a time when a wise choice you made helped you? Or when a foolish choice hurt mostly you?
Prayer: God, help me remember that my choices affect me first. Help me choose wisdom so I can bless others too.