This verse quotes the lazy person's own inner monologue — each 'little' seems harmless in isolation, but together they describe a pattern of perpetual avoidance. The repetition of 'little' is the point: it is the smallness that makes it dangerous.
Memory phrase: Little by little, laziness grows.
Talk about it: Have you ever said 'just a little more' about something and then kept putting things off? What happened?
Prayer: God, help me not make excuses for laziness. Help me get up and work.